Yes. In recent years, mortgage guidelines have been tightened. A pre-approval uncovers potential pitfalls and provides you with a price range that’s best for you. You’ll know how much cash is needed to close, and your maximum monthly payment.

Understanding these limits will help you and your Realtor determine the best homes for you to view. Having a pre-approval letter from us will also give the sellers confidence in your offer, knowing you are a serious homebuyer.