What you will need to complete your loan process

*Other documentation may be required based on the information you provide.


  • Most recent full 30-days of pay stubs
  • Two Most Recent Years Complete Tax Returns
  • Two Most Recent Years W-2’s (K-1 and 1099’s if applicable)
  • Two Most Recent Years Complete Corporate Tax Returns (if you own 25% or more of your company)
  • Award Letter verifying Social Security, Pension or Disability


  • Two most recent Bank Statements (all pages)
  • Two most recent statements for any other investment accounts
  • Documentation for any large deposits over 25% of your monthly income
  • Signed Gift Letter and Documentation of Transfer from Donor (please contact your Loan Officer for more information)


  • Clear copy of Driver’s License
  • Copy of Closing Disclosure, Note and Deed from current loan
  • Complete Divorce Decree and Child Support Order (if applicable)
  • Complete Bankruptcy/Foreclosure documents (if applicable)
  • Explanation for any Derogatory Credit (if applicable)

It’s never too soon to start
building your own equity